Uncle Moon of Indian Economy:
In our childwood mother used to tell chandamama story and It’a nice feeling for a kid to believe that an object so far to you is related to you…….
In general, when flood comes it damage to agriculture, people and property but the only good associated with floods is that sometimes it leaves behind fertile soil on the land after the floods.
It was a period when world’s largest economy was in great recession (2008) but it left opportunities for emerging country like India. But unfortunately that was period (2009-14) when corruption became an art in India, scams and policy log-jam reached its unimagined heights.
It was first time definition of Politics in India changing its color and fragrance of development smell in air (Credit goes Arvind kejriwal and Anna Hazare Movement).
Indian politics is always a personality based politics and Indian voters were looking for a face in opposition and that time uncle moon came as symbol of development and promises us moon.
To revive the economy, uncle moon took lot of good step but failed to implement those. Let’s look how uncle moon’s game changing schemes are getting covered with dark shadow…
The Jan Dhan Yojana is going to be one of the game changing schemes but it is government who made it failed. The government was in hurry to showcase its success to whole world by opening 1.5 crore account in one day. Ask any bank officer they even today do not have clarity on this programme . People open account with expectation of getting 15lakh which was promised before election. I do not want to go statistics when it fails to meet it objective.
Uncle moon next game changing scheme is social security schemes with aim of providing insurance to the economically weaker sections.
Jan Suraksha Yojana which covers pure term and personal accident but surprisingly insurance companies started receiving death claim. Since one need not fill detailed forms for taking an insurance cover, some fraudsters are taking advantage. They are taking policies in the name of dead people and have been producing fake certificates at time of claim.
Atal Pension Yojana (APY), to ensure financial security for unorganised sector workers. Under the APY, contributors would get a fixed pension of Rs 1,000-5,000 a month, from the age of 60 years until they die. A pension of Rs 1,000-5,000 a month after 20 years is unattractive. After 20 year what will be worth of Rs 1000, how long will someone enjoy his or her pension after 60? Who has designed this scheme?
Uncle moon‘s one of the game changing scheme is Hundred new smart cities, Most cities do not have basics and those that had basics are increasingly losing them. Top cities do not have things like water, electricity and roads. Yet we are talking about all kinds of fancy things like provide smart technology to so-called netizens. If China can do it, why can’t India? You can’t use same model and scheme in each and every place. A model and scheme develops on the requirement. The whole world knows how china’s smart cities are turning into ghost cities. Forget smart, make cities livable…
Gold monetization scheme, one of the game changing scheme but once again it fails to reach out people. The scheme aims at monetizing an estimated 22,000 tonnes of gold idling with households and temples. But can any household give their jewelry in form of raw gold to get interest of 2.5% whereas our inflation is 5%.
No doubt uncle moon has taken a number of steps not just to make life of common man easier but due to lack of clarity and poor governance at the end a good idea should not fail in implementation.
Biswajit Behera
Certified Equity Research Analyst
Disclaimer: The views expressed in this article are those of the author .The author has made every effort to ensure accuracy of information provided nor the author can guarantee such accuracy. This article is strictly for informational purposes only.
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